Wednesday, January 19, 2011

Marriage and your money blueprint

T. Harv Eker talks a lot about your money blueprint.  It is basically your subconscious way of thinking about and using money.  It is a subset of rules which you use in making all your financial decisions.  From the time that we were little we have been learning various things about money.  Some of them were good, some were bad, and some were somewhere in between.  Most often we model our parents in some way either by doing what they did with their money or doing the exact opposite.  Children learn more by modeling than by listening which is why asking them to do what you say and not what you do rarely works.

Now think of your spouse, if you are married, or your boyfriend or girlfriend, if you are not.  They come from a different set of parents who modeled, most likely, a different set of rules regarding money.  If your money blueprint is vastly different that that of your significant other then you will probably be having many serious discussions (i.e. arguments) about how to best use your money.  The trick is to figure out what money blueprint each of you have and come up with a third money blueprint that you as a couple will have.

In T. Harv Eker's Millionaire Mind Intensive seminar he discusses four different money personality types.  There are the savers, the spenders, the monks, and the avoiders.  The savers are focused on saving money of course.  That is what makes them happy, it is what allows them to invest, and be financially free.  The spenders are the pleasure seekers.  They love to spend money and use it as a way of feeling good about themselves and living the life they want.  The monks are above money.  Money is simply too mundane a thing for them to worry about.  They focus on serving others and making the world a better place.  Not much of their energy is spent on money.  Finally, the avoiders.  These are the ones that just don't have a clue and honestly don't want to know.  They understand they have bills and that these bills must be paid but how and when they do so is something they procrastinate putting any effort into until the last minute.  They never have a budget and live by the seat of their pants, always on the verge of financial ruin.

So figure out first what type of money personality you have, then have your significant other figure out what they are and come up with something that meets both of your needs while still allowing you financial freedom. As a first step I would suggest attending T. Harv Eker's Millionaire Mind Intensive as he will walk you through not only understanding your money blueprint and your money personality but he will help you improve your strengths and correct your weaknesses so that you can live a happier, richer life.

The link below will enable you to attend the next Millionaire Mind Intensive for free (this is normally a $795 value).  There are several throughout the country so find the one nearest you and register right away and, of course, bring your significant other with you.

http://www.peakambassador.com/cmd.php?af=mmi5202&p=1

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